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The abstruse American Express Centurion, contrarily accepted as the Black Card, is clashing best acclaim cards: The invite-only allotment of anodized titanium is advised for the cool rich.

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Details are bound but, in adjustment to get this absolute card, the capital affair you charge is a beefy coffer anniversary — and celebrity cachet doesn’t assume to hurt. Both Kim Kardashian and Oprah Winfrey reportedly accept one, and Jerry Seinfeld bankrupt his out in a contempo adventure of the Netflix show, ” Comedians in Cars Getting Coffee .”

In fact, were it not for Seinfeld, the agenda ability not exist. “Do you apperceive why there is a Black Card?” he asks adolescent actor John Mulaney. “Me.”

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As Seinfeld tells it, back he was a agent for American Express in the 1990s, a affiliate of the aggregation at a shoot already asked him if he had the Black Card.

“There’s alone three in the world,” the man said. “The Sultan of Brunei has one, the admiral of American Express has one, and I anticipation you would accept the third one.” The aing day, Seinfeld says, he alleged up the admiral of American Express, who told him the agenda doesn’t abide but that maybe it should.

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When the aggregation assuredly issued the agenda in 1999, Seinfeld got the aboriginal one.

In a anniversary to The Points Guy, American Express did not affirm or abjure the nut : “We cannot aspect the actuality of the American Express Centurion Agenda to aloof one Agenda Member, as we booty a abundant accord of chump insights and acknowledgment into anniversary back we advance our Agenda products, allowances and services.”

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American Express beneath to acknowledge abounding capacity about the Centurion to CNBC Make It, such as how abounding cards it issues. But a adumbrative acclaimed that signing up requires a $7,500 admission fee followed by a $2,500 anniversary fee, and said the card’s allowances are customized to clothing a cardholder’s affairs and needs.

Reports announce that to account an allure you charge to absorb amid $250,000 and $450,000 per year on addition American Express card. And the Centurion is said to action some of the aforementioned allowances as the American Express Platinum , including Centurion lounge admission and arch airline and auberge benefits.

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But the agenda seems to action added than that. Rumor has it that users are promised they can buy annihilation they desire, no amount how inaccessible. According to the fact-checking armpit Snopes , one cardholder capital to acquirement the horse that Kevin Costner rode in the 1990 blur “Dances with Wolves,” so American Express amid the beastly in Mexico and delivered it to Europe.

Another Centurion holder in London capital beach from the Dead Sea for their child’s academy project, so the aggregation accomplished an agent by motorcycle to go get some.

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If you’re in the bazaar for an aristocratic acclaim card, the Black Agenda isn’t your alone advantage . The Dubai Aboriginal Royale MasterCard , for instance, is absolute to ultra-high-net-worth individuals and reportedly has no acclaim limit. There’s additionally the J.P. Morgan Reserve, the adapted adaptation of its better-known predecessor, The Chase Palladium, a agenda reportedly acclimated by Barack Obama .

Don’t miss: The best high-yield accumulation accounts

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