ATM fees can get cher and Atlanta has one of the accomplished in the United States, according to a new report.
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Researchers from bankrate.com, a accounts annual company, afresh conducted a abstraction to actuate out-of-network ATM fees beyond the nation. To do so, they collected abstracts about debit agenda and ATM fee behavior and non-interest and interest-bearing blockage accounts from 10 banks and thrifts in 25 ample U.S. markets.
After allegory the results, they apparent Miami has the everyman boilerplate ATM fee at $4.37. On the added hand, Detroit has the accomplished boilerplate ATM fee at $5.28, with Atlanta afterward appropriate abaft at $5.19.
The analysts additionally examined overdraft fees and apparent ATL has the 7th accomplished at $33.90. Philadelphia has the No. 1 accomplished at $35.30, and Seattle has the everyman at $32.10.
While they did agenda defalcation fees were hardly bottomward to $33.23 from $33.38 aftermost year, they said this is still the additional accomplished on record.
“Despite the abatement in the boilerplate fee, the cardinal of fee increases outnumbered decreases in the survey,” the authors wrote in a statement. “The best accepted fee charcoal $35 for the 10th year in a row.”
The advisers additionally begin it’s additionally acceptable beneath big-ticket to accept a blockage annual that doesn’t pay interest.
Forty-one percent of non-interest blockage accounts are chargeless by default. For those that do charge, the boilerplate account annual fee is $5.57, the everyman back 2014.
Furthermore, their allegation appear 57 percent of non-interest accounts will abandon the account fee, including 40 percent that will do so based on absolute deposit.
And about 8 percent of blockage accounts that acquire absorption accept no account annual fees or antithesis requirements, although the boilerplate account annual fee for interest-bearing blockage accounts, which is $14.35, is the everyman it’s been back 2011.
Want to apprentice added about the results? Take a attending at the abounding report here.
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