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American Express has appear above changes to its Premier Rewards Gold card, about replacing the agenda with a new product.

The active card, which will be alleged the American Express Gold Card, is actuality positioned as a exceptional dining product, and offers arguably the best rewards affairs accessible for annihilation food-related.

The Premier Rewards Gold, or “PRG,” has been beneath publicized than added midtier and exceptional AmEx cards, but remained a top product. While it didn’t action the aforementioned blatant allowances as the Platinum Card, it still featured some admired allowances — including a $100 anniversary airline fee acclaim — and maintained a added advantageous points-earning anatomy than the Platinum Card.

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The new American Express Gold Agenda will acquire 4x Membership Rewards credibility per dollar spent at US restaurants, as able-bodied as on the aboriginal $25,000 spent anniversary agenda year at US supermarkets. The agenda will additionally acquire 3x credibility on flights appointed anon with an airline, and 1x point per dollar on aggregate else.

This is finer the best earning amount accessible on these accumulated categories, binding out cards like the Capital One Savor (which offers 4% banknote aback on restaurants and 2% aback on groceries), the Wells Fargo Propel (which earns 3x points, or finer 3% banknote back, on dining, as able-bodied as on biking and acceptable alive services), and alike the accepted Chase Sapphire Reserve (which earns 3x credibility on dining, as able-bodied as travel, although these categories are not bound to US locations).

The Premier Rewards Gold agenda ahead had the aforementioned 3x earning amount on flights, but aloof 2x credibility on dining and groceries. The agenda additionally offered 2x credibility aback at gas stations, which is actuality alone as the new Gold Agenda is positioned about aliment and dining.

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While it’s difficult to accredit an exact amount to Membership Rewards points, biking website The Credibility Guy alone estimates anniversary point as account 1.9¢. Using that value, the new Gold Agenda finer earns a whopping 7.6% aback at US grocery aliment and restaurants, 5.7% on flights appointed with the airline, and 1.9% on aggregate else.

Of course, the absolute amount of Membership Rewards credibility depends on how you use them.

The limited-edition rose-gold-metal adaptation of the new American Express Gold Card. American Express

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In accession to a new name, new rewards, and new benefits, the agenda is additionally accepting a new look. New agenda associates will get a new metal gold card, which replaces the artificial PRG (existing agenda associates can address a replacement, or aloof delay until their accepted cards expire). There’s additionally a limited-edition rose-gold-metal version, which agenda associates can address through January 9.

The new Gold Agenda is additionally abacus a cardinal of new benefits, including up to $120 anniversary year in dining credits that can be acclimated at a scattering of restaurant chains, as able-bodied as on Seamless and Grubhub, the two accepted commitment services. The acclaim will be burst into account $10 installments.

The agenda will additionally abide to action a $100 anniversary airline fee credit.

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The way the airline fee acclaim works is simple. Every January, you baddest an airline for the acclaim to be activated to. Then, anytime you pay for a fee on that airline with your card, about abundant of the acclaim you accept actual will be activated adjoin it.

The acclaim applies to things like arrested bag fees, on-board aliment or drinks, lounge day passes, in some cases, change fees or advancement fees, and more. While it doesn’t administer to airfare, it can sometimes be activated to allowance cards for an airline, which can again be acclimated for tickets.

Additionally, Gold Agenda holders will accept admission to The Biking Collection by Biking Leaders Group, an opt-in account that offers admission to assorted biking offers and discounts on things like flights, hotels, and more. The agenda will abide to accept admission to the American Express Auberge Collection — aback you book a break at a accommodating auberge through AmEx, you’ll get a $75 acclaim to use at the auberge for things like drinks, dining, spa services, or activities. You’ll additionally get a allowance advancement at check-in as continued as it’s available.

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The agenda is accessible starting today. AmEx is alms a adequately different acceptable benefit to new agenda associates — d they’ve never had the earlier Premier Rewards Gold before. Until January 9, AmEx will “pick up the tip” aback you banquet out. During their aboriginal three months, new agenda associates will get 20% aback on restaurant accuse — in the anatomy of a account acclaim — up to $100 total. That’s in accession to the accepted acceptable benefit of 25,000 Membership Rewards credibility afterwards spending $2,000 in the aboriginal three months. Some bodies may be targeted for a college bonus.

American Express analogously active the Platinum Agenda aftermost year, abacus new allowances and earning abilities. According to Rachel Stocks, who is an controlling carnality admiral of all-around exceptional articles and allowances at AmEx, the brace and rebranding of the Gold Agenda is aloof the latest footfall AmEx is demography to address to customers.

“American Express is committed to accretion our administration in the exceptional space,” Stocks said. “We’re continuing to advance in exceptional products, and add empiric and rational benefits.”

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