By Rita Williams, The Motley Fool
The Social Security Administration (SSA) afresh issued a admonishing about an advance in schemes targeting Social Security recipients. Addition calls you over the buzz claiming to be from the SSA and says your Social Security accounts accept been abeyant due to suspicion of actionable activity. They may be a absolute alive being or a robocaller. The addition again says that if you abort to dness the affair by calling aback a assertive buzz number, again your assets will be frozen.
Pretty scary, right? Especially back a majority of earlier bodies await on Social Security allowances for a ample allotment of their assets afterwards retirement. The bogeyman of bent case or the freezing of basic assets can affright aged Social Security recipients into giving the addition whatever advice he or she asks for.
And assumption what: The advice you accommodate – which may accommodate your Social Security number, your mother’s beginning name, your date of bearing and your coffer annual numbers – will be acclimated for character theft.
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Unfortunately, this is alone the best contempo of abounding scams targeting Social Security recipients. Several years ago, abounding Social Security beneficiaries accustomed an email purporting to be from the SSA. It acclimated a awful official-looking email address, “email@example.com,” and asked recipients to bang on a articulation to accept aggrandized aegis for their benefits.
Fraudsters accept set up affected websites attractive like the SSA aperture to attract bodies to administer for Social Security benefits. Callers can additionally alike the Washington, D.C., breadth cipher so you’re added acceptable to accept you’ve been alleged by a government agency. So don’t be bamboozled by calls, emails or websites that attending official.
Make no mistake: All of these communications are advised to bamboozle the recipients. They are undertaken with the absorbed of burglary your claimed information, which can be acclimated to cesspool your coffer and added accounts.
If you’re targeted by one of these calls, booty these three accomplish to assure yourself.
1. Hang up immediately: If you are contacted out of the dejected by the SSA, it is in all anticipation a fraudster. The SSA says it calls Social Security beneficiaries alone in acknowledgment to article the almsman has initiated, such as a catechism or appeal for help. So if you get an unsolicited alarm from the SSA, it’s acceptable not them.
Hang up immediately. Some robocalls will ask you to columnist a on to stop accepting these calls. Don’t respond! Fraudsters use these responses to analyze abeyant victims.
If you accept contacted the SSA afresh and appetite to verify that the addition is absolutely from the agency, alarm the SSA at 1-800-772-1213. This is a chump account band through which you can ascertain whether the addition is accurate and actuate what they were calling about.
2. Never accommodate claimed advice over the blast to an alien caller: Don’t accord out your claimed advice over the blast to addition you don’t know, whether they assume to be aggressive activity or not. The advice is acceptable to be acclimated in means that will abuse you, not advice you. If the addition asks to verify information, don’t say “yes.” They may be recording your voice. The chat “yes” can again be acclimated out of ambience – to accredit accuse on your coffer accounts and acclaim cards, for example.
3. Address the alarm to the SSA: Finally, you should address the alarm to the SSA. Scams involving bodies who affirmation to be from the SSA are common abundant that the SSA has a Artifice Hotline. You can ability it at 1-800-269-0271 or, if you’re hearing-impaired, at 1-866-501-2101 (TTY). You can additionally address artifice online at https://oig.ssa.gov/report.
Reporting an attempted betray helps the SSA active the accessible to both the abundance and the attributes of these abeyant frauds. You’re not alone attention yourself, but additionally allowance assure the public.
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