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Doug Lindstrom has apparent the future, and it’s formed with a Visa logo. For the accomplished few years, Backpack 367 in Little Elm, Texas, has been accepting acclaim cards. That includes families affairs backpack T-shirts and advantageous campout fees, and alike bodies who appetite to accomplish donations. In accomplishing so, the backpack has bent up with the blow of society, area checks — and alike banknote — are activity the way of the telegraph and the typewriter.

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Scouting batten with Lindstrom to apprentice how his backpack operates in the cashless economy. Here are his top suggestions.

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To access acclaim cards, your backpack charge aboriginal assurance up with a acquittal processing service. Popular options are PayPal Here, Square and QuickBooks. By bond the annual you actualize with your pack’s coffer account, you can calmly admission the money you’ve received.

Which annual you accept depends on how you plan to use it.

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Keep in apperception that you may be asked for your unit’s Tax Identification Cardinal or Employer Identification Number, as able-bodied as its tax-exempt status. Your assemblage should apperceive the adapted tax cardinal and accept the permission of the chartering alignment if the cardinal belongs to the chartering organization. Your assemblage should never use the bounded board or BSA National Board Employer Identification Number.

Next, Lindstrom says, you accept to access one or added agenda readers; these are the accessories that bung into a smartphone or book (or assignment wirelessly via Bluetooth) and abduction acclaim agenda data. For example, PayPal offers four altered readers, which ambit in amount from $14.99 to $79.99. Not surprisingly, the added money you spend, the added appearance you get. With the cheapest version, you can alone bash cards, acceptation you’ll be on the angle for any counterfeit charges. With the best big-ticket version, barter can admit their dent cards — a added defended advantage — or accomplish contactless payments through casework like Apple Pay.

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Beyond the amount of agenda readers and any counterfeit accuse you ability accept to absorb, you’ll pay a fee for every transaction. With PayPal, the fee is 2.7 percent per transaction or 3.5 percent additional $0.15 if you accept to key in the digits manually. (Key in too abounding transactions, and PayPal will put an automated 30-day authority on your money. This is a fraud-prevention move.)

Some bodies ability anticipate that’s a lot of money to pay for convenience, but Lindstrom disagrees. “Would you rather accomplish 97 percent of a dollar or aught percent of a dollar?” he asks. “That guy walking into Lowe’s has a acclaim card, and he will buy that bag of airheaded from you if you booty his acclaim card. If you assert on cash, you’re activity to accumulate that bag of popcorn.”

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You ability be tempted to compensate the amount by charging extra, but that’s absolutely actionable in 10 states. Lindstrom says a bigger advantage is to action a banknote abatement — article abounding gas stations do — or, bigger yet, artlessly accede the bash fees to be a amount of accomplishing business.

Remember, best fundraising requires appointment a assemblage money-earning appliance accustomed by your chartering alignment and bounded council. Find added fundraising behavior and regulations at scouting.org

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Lindstrom credibility out that theseservices action a ambit of appearance that accomplish their fees assume added palatable.

For example, you can actualize an account of all your fundraiser articles and their prices. At the point of sale, the being application the agenda clairvoyant artlessly has to baddest the artefact and quantity. The software does the rest, alike emailing or texting the chump a receipt.

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Lindstrom’s final allotment of admonition about accepting acclaim cards? “Don’t be afraid; it’s not that difficult,” he says. “I anticipate it’s absolutely helped out our pack, and I anticipate it’ll advice out added packs.” 

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