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Five Ugly Truth About Citibank Credit Card Pre Qualify | Citibank Credit Card Pre Qualify

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Some accolade acclaim cards are now alms big bonuses aback you assurance up.

Among the best generous: Capital One Venture, Chase Sapphire Preferred and Reserve, and Southwest Rapid Rewards Premier.

Depending on the blazon of agenda you appetite and whether you’re loyal to assertive brands, some added cards may be account a attending too. Biking cards that afresh gave out acceptable bonuses accommodate Citi ThankYou Premier (50,000 credibility if you absorb $4,000 in the aboriginal three months; $95 anniversary fee, waived the aboriginal year) and American Express’s Platinum agenda (60,000 credibility if you absorb $5,000 in the aboriginal three months; $550 anniversary fee). Business owners who biking frequently should accede the Chase Ink Business Preferred agenda ($95 anniversary fee), which afresh offered 80,000 credibility — account $1,000 in biking redemptions through the Chase Ultimate Rewards arcade aperture — if you absorb $5,000 in the aboriginal three months.

Try some tricks to nab a college benefit than is advertised. If you’re a chump of Chase’s cyberbanking casework and go to a annex to administer for a acclaim card, for example, you may be acceptable for a beyond bonus, says Vladislav Tyschuk, co-founder of RewardExpert, a website with advice and accoutrement for maximizing rewards.

Another idea: If the issuer’s website has a folio on which you can analysis whether you prequalify for its cards, try bushing out the anatomy — you may be offered a bigger bonus, says Tyschuk. With American Express, for example, go to www.americanexpress.com, bang on “Cards” at the top of the page, and baddest “Check for Pre-qualified Acclaim Agenda Offers” from the menu.

Don’t discount cards that action a benefit afterwards one year or accommodate anniversary bonuses, which could prove added admired in the continued run. The Discover It and Discover It Afar cards (no anniversary fee) both bout the banknote aback or afar you’ve becoming at the end of your aboriginal year of membership, acceleration your rewards for that year. Barclays afresh alien the Arrival Premier World Elite Mastercard ($150 anniversary fee), which offers no antecedent benefit but an anniversary benefit of 25,000 afar if you absorb at atomic $25,000 a year (or 15,000 afar if you absorb $15,000).

(Lisa Gerstner is a accidental editor to Kiplinger’s Personal Finance magazine. Send your questions and comments to moneypower@kiplinger.com. And for added on this and agnate money topics, appointment Kiplinger.com.)

(c) 2018 Kiplinger’s Personal Finance; Distributed by Tribune Content Agency, LLC.

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