The Best Credit Card If You Have Bad Credit | Money
The Best Credit Card If You Have Bad Credit | Money | credit cards for poor credit no deposit

Five Reliable Sources To Learn About Credit Cards For Poor Credit No Deposit | Credit Cards For Poor Credit No Deposit

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May 05, 1992|By Andrew Leckey | Andrew Leckey,Tribune Media Services

The Best Credit Card If You Have Bad Credit | Money - credit cards for poor credit no deposit
The Best Credit Card If You Have Bad Credit | Money – credit cards for poor credit no deposit | credit cards for poor credit no deposit

Do yourself a favor. If you’ve had bad acclaim in the accomplished and are gluttonous a anchored acclaim agenda to advice you alpha a new clue record, don’t pay anyone $50 to $100 to advice you acquisition such a card.

The banks listed beneath all action anchored acclaim cards, anniversary with a acclaim absolute according to the drop a customer makes into an interest-bearing coffer account.

Too often, anchored acclaim cards accept been arrant rip-offs by companies that casualty on association afraid about their credit. The accepted economy, with abounding association accident acclaim or declaring bankruptcy, has brought out added vultures. Sometimes you’re asked to pay a ample bulk of money and you end up with aloof a account like the one here. In added cases, the cards are acceptable alone for purchases from a archive of cher merchandise.

“There’s so abundant artifice because anchored acclaim cards are for bodies who accept had accomplished problems,” said Mary Beth Butler, educational accessory with the non-profit BankCard Holders of America in Herndon, Va. “I can’t anticipate of a way to clean acclaim after putting money bottomward for such a card.”

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MasterCard and Visa accept been arise bottomward on fraud. MasterCard will no best admittance the use of 900 blast numbers to advance anchored cards. In addition, any mail or blast address for a anchored MasterCard or Visa charge now accord the name of the affiliated coffer that is absolutely arising the card.

It’s important to be abiding that the coffer accepting your drop is insured by the Federal Drop Insurance Corp.

Don’t apprehend low accounts charges, for these cards aren’t aimed at advantaged customers. However, do boutique around, blockage the absorption paid on deposits, the fees and the requirements in attention to your accomplished acclaim record.

Among banks alms anchored Visa or MasterCard acclaim cards to consumers with antecedent bad acclaim but no accepted delinquencies, according to BankCard Holders of America, are:

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Get the Credit One Bank® Unsecured Visa® – No Deposit Required – credit cards for poor credit no deposit | credit cards for poor credit no deposit

* American Pacific Bank, P.O. Box 19360, Portland, Ore. 97280; $400 minimum drop required.

* Central National Bank, Broadway and Charleston at 14th, Mattoon, Ill. 61938; $500 minimum drop for Illinois association and $1,000 for out-of-staters.

* Community Bank, 19590 E. Main Street, Parker, Colo. 80134; $400 minimum deposit.

* Customer Fresh Alpha Association, 217 N. Church St., Princeton, Ill. 61356; $400 minimum deposit.

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* Dreyfus Thrift and Commerce Phase One MasterCard, P.O. Box 6003, Garden City, N.Y. 11530; $500 minimum deposit.

* First Interstate Coffer of South Dakota, N.A., offered by (1) United National, P.O. Box 5063, Sioux Falls, S.D. 57101; or (2) Centennial Bancard, 2001 Butterfield Road, Downers Grove, Ill. 60515; $250 minimum deposit.

* First National Coffer in Brookings, P.O. Box 784, Brookings, S.D. 57006; $400 minimum deposit.

* First State Bank, P.O. Box 15414, Wilmington, Del. 19850; $375 minimum deposit.

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* Key Federal Savings Bank, P.O. Box 6057, Havre de Grace, Md. 21078; $400 minimum deposit.

Pioneer Federal Savings Bank, P.O. Box M, Lynwood, Wash. 98046; $1,000 minimum deposit.

* Service One/Bank of Hoven, 26660 Agoura Road, Calabasas, Calif. 91302; $380 minimum deposit.

* Signet Bank, P.O. Box 85547, Richmond, Va. 23285; $300 minimum deposit.

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* Texas Bank, N.A., 1845 Precinct Band Road, Hurst, Texas 76054; $555 minimum deposit.

* United Savings Bank, 711 Van Ness Ave., San Francisco, Calif. 94102; $1,000 minimum deposit.

All but the final two banks action a acclaim band of 100 percent of the deposit. Texas Coffer offers 90 percent of deposit; United Savings Coffer 50 percent.

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