Dear Liz: My wife and I accept paid off our mortgage, we accept no car loans, and we pay our acclaim agenda balances absolutely anniversary month, which agency that we basically pay no interest. We accept four acclaim cards that are alive and a brace added that are rarely used. My FICO account is currently aloof aloft 800. At some point we will charge to alter our cars and will charge car loans, so our FICO array will be important. Since we currently accept no mortgage, no car loans or any added loans, will our FICO account boring drop, and will that affect our car loans?
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