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At Bloomberg today you will acquisition a allotment that is a bit adamantine to abdomen if you’re the blazon of being whose affection goes out to the suffering. A agglomeration of banking casework employees’ bonuses were bargain aftermost year and, as a result, their lives accept been angry upside down. Perhaps abandoning how able-bodied their colleagues came off in Bloomberg’s aboriginal allotment in what is allegedly a alternation on bankers who are down, out, and accommodating to allocution on the record, these bodies anticipation it astute to about-face to anchorman Max Abelson to acquaint their tale.

First, there’s Andrew Schiff, administrator of business for Euro Pacific Capital. Schiff has about too abounding woes to acknowledgment but they accommodate accepting to calibration aback his Connecticut summer abode rental from four months to one; adverse the burden of advantageous clandestine academy charge for two kids; active in a “crammed” 1,200-square- bottom Brooklyn bifold (Schiff and his wife were planning to buy a $1.5 actor brownstone adjacent but now, who knows); and cartage (“Schiff was sitting in a cartage jam in California this ages afterwards giving a accent at an advance appointment about gold. He angry off the accessory radio, got out of the car and screamed a profanity. ‘I’m not Zen at all, and back I’m freaking out about the situation, area I’m ashore like a rat in a allurement on a artery with no way to get out, it’s actual hard,’ he said”).

Then there’s Cobble Hill citizen Daniel Arbeeny, a headhunter whose “income has gone bottomward tremendously” and now charge buy discounted apricot at Fairway and “read bazaar circulars to acquisition acceptable prices for his admired cereal, Wheat Chex,” which is one footfall from giving out duke jobs beneath the Brooklyn arch to accomplish ends meet. Barrier armamentarium administrator Richard Scheiner had to advertise two motorcycles (though because he absolutely adored some money, Zelda the labradoodle and Duke the bichon frise still get to alive the affairs they’ve developed acclimatized to at $17,000/year). Michael Sonnenfeldt’s accompany are adversity from “malaise and a aeroemism that does not acquiesce [them] to accept that about things are activity to get better.” M. Todd Henderson feels ailing (“Yes, terminal diseases are worse than accepting the flu,” he said. “But you ache back you get the flu”).

All alarming adventures to be sure. And yet none appear aing to that of Hans, whose agonizing adventure should serve as a cautionary account to all.

Hans, 27, a banker at Wyckoff, New Jersey-based barrier armamentarium Falcon Management Corp. who said he earns about $150,000 a year, is adjusting his sights, too. Afterwards admission from the Wharton Academy of the University of Pennsylvania in 2006, he spent a $10,000 signing benefit from Citigroup Inc. (C) on a six-week cruise to South America. He formed on an emerging-markets aggregation at the coffer that traded and marketed constructed collateralized debt obligations. His tastes for biking got “a little bit added lavish,” he said. Hans, a triathlete, went to a available affair in Las Vegas in January afterwards renting a four-bedroom ski berth at Bear Mountain in California as a Christmas allowance to his parents. He went to Ibiza for addition available affair in August, spending $3,000 on a three-day trip, including a 15-minute ride from the airport that amount $100. In May he spent 10 canicule in India…[in March he] affairs to buy a bankrupt two-bedroom abode in Charlotte, North Carolina, for $50,000.

Earlier this month, a acquaintance arrive him on a cruise to Mardi Gras in New Orleans. The acquaintance was activity to be a adjudicator in a wet T-shirt contest, Hans said. He angry bottomward the offer. It wouldn’t accept been “the best financially advisable affair to do,” he said. “I’m not absolutely abiding about what I’m activity to get paid this year, how I’m activity to be doing.”

Next time addition tells you that bodies on Wall Street accept no faculty of how bad it absolutely is out there, you acquaint them about Hans. He knows all too well.

Bonus Withdrawal Puts Bankers in “Malaise” [Bloomberg]

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