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Indiana Advocate Accepted Curtis Hill is admonishing Hoosiers to beware of scams in which companies accelerate consumers unsolicited acclaim cards, generally touting aerial acclaim limits. Consumers should never actuate cards they accept not requested nor accommodate claimed advice to entities sending such cards.

This admonishing comes afterwards an Indianapolis man afresh filed a customer complaint with the Appointment of the Advocate Accepted advertisement that advisers of his business accustomed unsolicited acclaim cards from an article calling itself Connector Capital, purportedly based in Los Angeles. The advice on the acclaim cards included the name of the business for which the recipients worked. The article that beatific the agenda has an “F” appraisement with the Better Business Bureau.

“Hoosiers allegation to apperceive that, beneath the federal Truth in Lending Act, it is actionable to send unsolicited acclaim cards to consumers,” Advocate Accepted Hill said. “If you accept a acclaim agenda you accept not requested, aboriginal cut it up and again book a customer complaint with our office.”

In some cases, unsolicited cards accession in the mail are not acclaim cards in the aboriginal place. Would-be character thieves may artlessly be aggravating to beset consumers into accouterment claimed advice back they alarm or go online to attack to actuate the cards. In added cases, the high-limit acclaim cards may accept a annihilative aftereffect on consumers’ acclaim ratings if they actuate and/or use them.

Anyone anxious about character annexation may appetite to accede a acclaim freeze, additionally accepted as a aegis freeze. Any Indiana citizen may appeal a acclaim benumb chargeless of charge. The website is: in.gov/attorneygeneral/2891.htm.

If you accept been the victim of a betray or attempted betray – or accept added customer issues – you may book a complaint with the Appointment of the Advocate Accepted by logging on to indianaconsumer.com or by calling 1-800-382-5516.

Julie McClure is abettor managing editor of The Republic. She can be accomplished at jmcclure@therepublic.com or (812) 379-5631.

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